Target Appetite

• Operators of robotics across industrial, commercial, and service applications
• Software developers of robotics platforms and control systems
• Manufacturers of robotics and major components
• Suppliers and distributors of robotic component parts
• Service, maintenance, and repair operations for robotic systems
• Robotics construction and deployment operations
• Robotics infrastructure and enabling services
• Robotic testing, research and development programs, and research institutes
• Operators of autonomous and robotic fleets

Commercial Robotics

Robotics involves the application of automated machines capable of performing a wide range of commercial tasks. Often equipped with advanced sensors, AI-driven software, and precise mechanical components, robots can work alongside humans or independently, enhancing efficiency and accuracy across sectors. As robotic technologies become more sophisticated, businesses can increasingly improve productivity while reducing costs, and also address labour shortages.

Robotics has moved from the laboratory to the front line of global industries. From factory automation and logistics warehouses to agricultural operations, healthcare, and public services, robotic systems are being deployed at scale to increase efficiency, reduce costs, and unlock new capabilities. The pace of adoption is accelerating, and the line between physical machines and digital systems is becoming increasingly blurred.

But with this growth comes a distinct risk profile. Robotics combines mechanical precision, software control, and autonomy, meaning exposures can range from hardware malfunction and cyber vulnerability to liability arising from interaction with people and environments. As fleets scale and robots become embedded in core business processes, a single failure can ripple quickly across supply chains or service networks.

ATA understands that traditional insurance categories were not built for the realities of commercial robotics. Our underwriting approach is grounded in both technical knowledge and operational awareness, spanning the full lifecycle from R&D and prototype testing to scaled deployment and fleet operations. We assess risks holistically, looking at system design, integration, uptime dependencies, and liability exposures, to provide solutions that reflect how robots are actually used in the world.

The Role of Insurance in Commercialising Advanced Technologies

As advanced technologies shift from development to full-scale commercial use, managing the risks associated with these innovations becomes essential for their success. ATA plays a pivotal role in enabling these new industries to thrive by offering tailored insurance solutions that address their unique challenges.

Property and Equipment Coverage: From autonomous vehicle fleets to charging networks, the infrastructures supporting new technologies are capital-intensive and highly sophisticated. ATA provides comprehensive property insurance to ensure that critical equipment and facilities are safeguarded against damage or operational interruptions.

Third Party Liability Protection: Across all sectors of advanced technologies, accidents and system failures can be hard to predict and can lead to significant third-party claims. ATA offers strong liability coverage, ensuring that manufacturers and service providers are protected from the financial repercussions of property damage or personal injury claims.

Product Liability Insurance: Companies developing advanced technologies like battery systems or autonomous vehicle software face heightened risks as they bring these complex solutions to market. ATA’s specialized products liability insurance helps mitigate the risk of product failures, recalls, or malfunction that could otherwise derail a company’s growth.

Why Choose ATA?
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Choosing ATA means partnering with a firm that understands the intricacies of today's most novel industries. Here's what sets us apart:

Technical Expertise: Our team brings deep understanding of the technologies at the heart of tomorrow's economy, from autonomous systems to energy storage, ensuring our insurance solutions address real-world risks.

Advanced Technologies Focused: ATA is dedicated to insuring the full spectrum of advanced technologies. This singular focus means we are closely aligned with the needs of innovators and operators across diverse sectors.

Tailored Solutions: Every company harnessing advanced technologies has distinct challenges and opportunities. Whether you're a startup creating next-gen battery systems or a well-established company scaling your charge-point network, ATA offers customized insurance packages that align with your goals.

Comprehensive Coverage: From physical damage to equipment to liability protection for products and operations, ATA ensures that your business is covered from all angles as you grow your business and innovate in your field from prototype to global deployment.

Financial Strength and Capacity: With meaningful capacity and strong financial backing, ATA gives clients the confidence to pursue ambitious technological transformation.

Regulatory Compliance and Innovation Support: As new technologies evolve, staying ahead of regulatory requirements is crucial. ATA works closely with industry bodies and regulators to ensure that your business complies with current and future standards, protecting you as the regulatory landscape shifts.

The rapid advancement of technology introduces a range of complex risks. As industries evolve, effective risk management becomes critical. ATA provides tailored expertise to help you address these challenges, ensuring your operations are secure and future-ready.