Target Appetite
• Operators of autonomous taxi fleets and ride-hailing platforms
• Manufacturers of autonomous vehicles, control systems, and safety platforms
• Logistics and delivery companies deploying autonomous ground vehicles
• Service, maintenance, and repair operations for autonomous vehicles
• Research and development projects in mobility-as-a-service and autonomous transport

Autonomous Vehicles

Driverless autonomous taxis are no longer just a vision of the future. They are already operating in cities like Austin and San Francisco, representing one of the most exciting advanced technologies being commercialised today. These vehicles promise safer roads, more efficient transport, and new mobility options for consumers, but their deployment introduces unique risk considerations.

In a blended world where autonomous and conventional vehicles share the same roads, first-party and third-party exposures evolve rapidly. Questions of liability in mixed-traffic incidents, the robustness of perception algorithms, and the limits of defined operational domains all present challenges that require specialist insurance. Beyond this, the reliability of sensor suites, safety cases, and control software introduces risks that traditional auto coverage was not built to manage.

ATA offers a specialised insurance product for the burgeoning autonomous transport sector.Our underwriting expertise is rooted in a deep technical understanding of sensor stacks, perception models, and operational safety frameworks. BecauseATA is active across advanced sectors such as robotics, aerospace, and energy systems, we bring a broader perspective on how complex technologies behave inthe real world, empowering us to create fit-for-purpose solutions that help clients bring this new wave of mobility to life.

The Role of Insurance in Commercialising Advanced Technologies

As advanced technologies shift from development to full-scale commercial use, managing the risks associated with these innovations becomes essential for their success. ATA plays a pivotal role in enabling these new industries to thrive by offering tailored insurance solutions that address their unique challenges.

Property and Equipment Coverage: From autonomous vehicle fleets to charging networks, the infrastructures supporting new technologies are capital-intensive and highly sophisticated. ATA provides comprehensive property insurance to ensure that critical equipment and facilities are safeguarded against damage or operational interruptions.

Third Party Liability Protection: Across all sectors of advanced technologies, accidents and system failures can be hard to predict and can lead to significant third-party claims. ATA offers strong liability coverage, ensuring that manufacturers and service providers are protected from the financial repercussions of property damage or personal injury claims.

Product Liability Insurance: Companies developing advanced technologies like battery systems or autonomous vehicle software face heightened risks as they bring these complex solutions to market. ATA’s specialized products liability insurance helps mitigate the risk of product failures, recalls, or malfunction that could otherwise derail a company’s growth.

Why Choose ATA?
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Choosing ATA means partnering with a firm that understands the intricacies of today's most novel industries. Here's what sets us apart:

Technical Expertise: Our team brings deep understanding of the technologies at the heart of tomorrow's economy, from autonomous systems to energy storage, ensuring our insurance solutions address real-world risks.

Advanced Technologies Focused: ATA is dedicated to insuring the full spectrum of advanced technologies. This singular focus means we are closely aligned with the needs of innovators and operators across diverse sectors.

Tailored Solutions: Every company harnessing advanced technologies has distinct challenges and opportunities. Whether you're a startup creating next-gen battery systems or a well-established company scaling your charge-point network, ATA offers customised insurance packages that align with your goals.

Comprehensive Coverage: From physical damage to equipment to liability protection for products and operations, ATA ensures that your business is covered from all angles as you grow your business and innovate in your field from prototype to global deployment.

Financial Strength and Capacity: With meaningful capacity and strong financial backing, ATA gives clients the confidence to pursue ambitious technological transformation.

Regulatory Compliance and Innovation Support: As new technologies evolve, staying ahead of regulatory requirements is crucial. ATA works closely with industry bodies and regulators to ensure that your business complies with current and future standards, protecting you as the regulatory landscape shifts.

The rapid advancement of technology introduces a range of complex risks. As industries evolve, effective risk management becomes critical. ATA provides tailored expertise to help you address these challenges, ensuring your operations are secure and future-ready.